State funding

Business Loans Arizona

Business loans in Arizona help Arizona businesses finance growth, equipment, inventory, and working capital. Available loan types: term loans ($25k-$500k), lines of credit ($25k-$250k), equipment financing (6-30% APR), SBA loans (6-13% APR), and real estate loans. Approval in 24-72 hours for alternative lenders, 1-4 weeks for SBA. Requirements: 6+ months in business, $10k+/month revenue, 600+ credit. Major cities: Phoenix, Tucson, Mesa, Chandler, Scottsdale. Top industries: technology, healthcare, manufacturing, and real estate.

  • Term loans $25k–$500k, 1–5 year terms
  • Lines of credit $25k–$250k
  • Equipment financing 6–30% APR, 2–7 year terms
  • SBA loans 6–13% APR, up to $5M
  • Real estate loans available
  • Approval in 24–72 hours for alternative lenders
  • 6+ months in business required
  • $10,000+ monthly revenue required
  • 600+ credit score required

Serving Major Arizona Cities

Phoenix: Business loans for Phoenix businesses in technology, healthcare, and manufacturing.

Tucson: Business loans for Tucson businesses in technology, healthcare, and education.

Business Loan Types Available in Arizona

Term Loans: Fixed-rate loans for one-time needs. Amounts $25k–$500k, terms 1–5 years.

Business Line of Credit: Flexible financing for ongoing expenses. Limits $25k–$250k, draw as needed.

Equipment Financing: 6–30% APR, terms 2–7 years.

SBA Loans: 6–13% APR, up to $5M.

Qualification Requirements

  • Time in Business: 6+ months (12+ months preferred, 2+ years for SBA)
  • Monthly Revenue: $10,000+
  • Credit Score: 600+

Ready to get funded?

Apply once and get a clear funding offer in 24–72 hours — no hard credit pull to pre-qualify.

Apply Now — It's Free →