State funding
Business Loans Florida
Business loans in Florida help Florida businesses finance growth, equipment, inventory, and working capital. Available loan types: term loans ($25k-$500k), lines of credit ($25k-$250k), equipment financing (6-30% APR), SBA loans (6-13% APR), and real estate loans. Approval in 24-72 hours for alternative lenders, 1-4 weeks for SBA. Requirements: 6+ months in business, $10k+/month revenue, 600+ credit.
- Term loans $25k–$500k, 1–5 year terms
- Lines of credit $25k–$250k
- Equipment financing 6–30% APR, 2–7 year terms
- SBA loans 6–13% APR, up to $5M
- Real estate loans available
- Approval in 24–72 hours for alternative lenders
- 6+ months in business required
- $10,000+ monthly revenue required
- 600+ credit score required
Serving Major Florida Cities
Miami: Business loans for Miami businesses in tourism, international trade, and finance.
Tampa: Business loans for Tampa businesses in healthcare, finance, and technology.
Orlando: Business loans for Orlando businesses in tourism, technology, and aerospace.
Jacksonville: Business loans for Jacksonville businesses in logistics, finance, and healthcare.
Business Loan Types Available in Florida
Term Loans: Fixed-rate loans for one-time needs. Amounts $25k–$500k, terms 1–5 years.
Business Line of Credit: Flexible financing for ongoing expenses. Limits $25k–$250k, draw as needed.
Equipment Financing: 6–30% APR, terms 2–7 years.
SBA Loans: 6–13% APR, up to $5M.
Top Industries in Florida
- Hospitality & Tourism
- Healthcare
- Real Estate
- Agriculture
Qualification Requirements
- Time in Business: 6+ months (12+ months preferred, 2+ years for SBA)
- Monthly Revenue: $10,000+
- Credit Score: 600+
Frequently asked questions
Can Florida businesses get fast approval?
What loan types are available in Florida?
Do you serve all of Florida?
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Apply once and get a clear funding offer in 24–72 hours — no hard credit pull to pre-qualify.
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