State funding

Business Loans Texas

Fast business loans for Texas businesses. Serving Houston, Dallas, Austin, San Antonio, and all of Texas. Business loans in Texas help businesses finance growth, equipment, inventory, and working capital. Available loan types: term loans ($25k-$500k), lines of credit ($25k-$250k), equipment financing (6-30% APR), SBA loans (6-13% APR), and real estate loans. Texas's lack of state income tax makes it a particularly attractive state for business growth. Approval in 24-72 hours for alternative lenders, 1-4 weeks for SBA. Requirements: 6+ months in business, $10k+/month revenue, 600+ credit.

  • Term loans $25k–$500k, 1–5 year terms
  • Lines of credit $25k–$250k
  • Equipment financing 6–30% APR, 2–7 year terms
  • SBA loans 6–13% APR, up to $5M
  • Real estate loans available
  • No state income tax advantage
  • Approval in 24–72 hours for alternative lenders
  • 6+ months in business required
  • $10,000+ monthly revenue required
  • 600+ credit score required

Serving Major Texas Cities

Houston: Business loans for Houston businesses in energy, healthcare, and manufacturing.

Dallas: Business loans for Dallas businesses in technology, finance, and logistics.

Austin: Business loans for Austin businesses in technology, startups, and creative industries.

San Antonio: Business loans for San Antonio businesses in healthcare, military, and tourism.

Business Loan Types Available in Texas

Term Loans: Fixed-rate loans for one-time needs. Amounts $25k–$500k, terms 1–5 years.

Business Line of Credit: Flexible financing for ongoing expenses. Limits $25k–$250k, draw as needed.

Equipment Financing: 6–30% APR, terms 2–7 years.

SBA Loans: 6–13% APR, up to $5M.

Top Industries in Texas

  • Manufacturing
  • Transportation & Logistics
  • Healthcare
  • Construction

Qualification Requirements

  • Time in Business: 6+ months (12+ months preferred, 2+ years for SBA)
  • Monthly Revenue: $10,000+
  • Credit Score: 600+

Frequently asked questions

Can Texas businesses get fast approval?
Yes, alternative lenders approve Texas businesses in 24-72 hours. SBA loans take 1-4 weeks.
What loan types are available in Texas?
Term loans, lines of credit, equipment financing, SBA loans, and real estate loans depending on business needs and qualifications.

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Apply once and get a clear funding offer in 24–72 hours — no hard credit pull to pre-qualify.

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